If you tell lenders you don’t have a job, you fear they will laugh in your face. The good news is there are ways to get a mortgage even without a job. They do require a little more creativity and legwork, but in the end, you get the loan you need. Create a Positive History. A big part of the loan approval process involves looking at your history.

Although college education is quite expensive but it is integral for achieving competitive jobs with decent pays. Hence, many students want to know more about how do I get a student loan.How to get a student loan for college is no rocket science. First, you need to understand that there are two broad types of student loans: federal loans and private loans.

Can I Get a Mortgage with No Job? Published by Gina Pogol on January 26, 2009 in New Home Loan . Tags: get a home loan with no job , get a mortgage with no job .

Getting a Loan Without a Job: How Traditional Lenders View Your Situation Traditional lenders, that is, banks and credit unions, rely on three factors when deciding whether or not to grant you a loan: your debts, income, and credit score.

Letter Of Explanation Review the underwriter’s request for a letter of explanation. Your mortgage loan officer or a loan processor who prepares your application for underwriting, can provide you with a copy of that request. It’s usually one of several underwriting conditions you must meet to gain full loan approval.How Many Months Of Bank Statements For Mortgage In less than three months the state’s volcanic activity has created. lender products, Jobs, and Promotions Impac Mortgage Corp. is Introducing Bank Statement Premier – a new program for borrowers.