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Reverse Mortgages – Real Deal Retirement – You must be 62 or older to take out a reverse mortgage.. Under the Department of Housing and Urban Development's HECM program. on a reverse mortgage loan and one of the spouses dies, the surviving spouse has the.

Reverse Mortgage Non-Borrowing Spouses Under 62. – – HUD made important changes to the HECM reverse mortgage program in April 2014 to better protect non-borrowing spouses under the age of 62. Prior to the change, only borrowers over the age of 62 could be on the reverse mortgage and on title to the home, which created some big potential pitfalls if the older spouse passed away.

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Calculator – Reverse Mortgage Value – NBS (Non-Borrowing Spouse) under 62 may qualify to remain on title as NBO (Non-Borrowing Owner) if borrowing spouse is at least 62 years of age.