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Local real estate investment clubs; real estate seminars and events; Through mortgage brokers; Online real estate forums; Referrals from other investors; How To Find Private Mortgage Lenders; Public Records; If you know what to look for you can even find private.

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» What you need to know about private mortgage insurance – Tweet; You’ll be required to carry private mortgage insurance if you don’t have enough cash to make a 20% down payment on a home. It costs anywhere from 0.20% to 1.50% of the balance on your loan each year, based on your credit score, down payment and loan term.

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The Mortgage Investment Corporation – an Alternative Lender – In 1973, the federal government introduced measures aimed at stimulating investments in residential mortgages by the private sector. One of those was the introduction in the Income Tax Act ( ITA ) of the "Mortgage Investment Corporation" ("MIC"), a corporation subject to a special tax regime.

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