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The no doc mortgage does not exist in the same form that it had before 2008. great recession-era reforms require lenders to make sure the borrower can afford to repay a mortgage.

2019 No Document Loans – No Doc Loans – Available – No Documentation Loan Options. No Doc Loans or no document loans provide increased ease and privacy for borrowers in who sometimes have difficulty documenting their income. No doc loans do not require borrowers to provide any income or very little asset documentation to qualify for a mortgage.

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These popular mortgage loans were named according to their lack of documentation required. The loans required very few "docs." The most infamous of the no doc loans was the NINJA loan, with No.

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Use No Doc Home Loans or Low Doc To Protect Privacy – No doc home loans" are loans in which the borrower doesn’t have to present a lot of documentation to qualify. In typical loan situations, applicants must show proof of employment history, financial.

But, how do no-doc mortgages work? A no-doc mortgage loan is one where borrowers are not required by mortgage lenders to provide any.