It now stands at about a two-year low. The 15-year fixed-rate mortgage averaged 3.26%, down from 3.28%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.51%, down 1 basis point.

If you can afford the higher monthly payments on a 15-year fixed rate mortgage and plan to stay in the home a long time, it will save you the most money in the long run because the total interest.

Fixed mortgage. the 30-year fixed-rate average hasn’t budged for three weeks. It has remained at 4.45 percent with an average 0.4 point. (Points are fees paid to a lender equal to 1 percent of the.

The 15-year fixed-rate mortgage averaged 3.26%, down from 3.28%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged. · Rates are falling for all types of mortgages, and the average 15-year fixed loan has hit an all-time low of 2.56%, according to Freddie Mac.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Mortgage. 30-year fixed-rate average held steady at 3.75 percent with an average 0.5 point. (points are fees paid to a lender equal to 1 percent of the loan amount and are in addition to the.

TORONTO – The Canadian Imperial Bank of Commerce says it will raise its five-year fixed-rate mortgage rate Tuesday by 15 basis points. Spokesman Tom Wallis says in an email that the rate will change.

The 30-year fixed-rate mortgage averaged 3.75% in the holiday-shortened july 3 week, Freddie Mac said Wednesday. That was up two basis points. halfway through the year, the benchmark product has only.

Best Rates On Mortgages  · Getting the best mortgage rate involves more than just comparison shopping. Here are four tips that will help you snag a great interest rate. After falling for decades, mortgage rates.

A year ago at this time, the average rate for a 30-year was 4.51%. The average rate for a 15-year fixed-rate mortgage was.

Following the biggest one-week drop in a decade, fixed mortgage rates. The yield on the 10-year Treasury rebounded to 2.52 percent Wednesday, up from a 15-month low of 2.39 percent last week.

Jumbo Interest Only Mortgage Rates Let’s take a look at both an ARM and fixed-rate mortgage and then you can decide which option is going to afford you your dream home or that tantalizing interest rate that will have you running to refinance your home. Adjustable-Rate Mortgages. Adjustable-rate mortgages or ARMs have interest rates that adjust over a period of time.

15-Year Fixed Mortgage, mortgage 15 year fixed, 15 year fixed rate, nj Mortgage 15 year, New jersey 15 year fixed Mortgage – Get a Free Quote TODAY!!

fixed-rate mortgage eased to 4.07% from 4.10% last week. By contrast, a year ago the benchmark rate stood at 4.61%. The average rate for 15-year, fixed-rate home loans declined this week to 3.53% from.