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  1. it. If a magician waved a magic wand and paid off my home loan.

    Cash Out Refinance Calculator – Use Home Equity to Get Cash Out – You can use the equity in your home to consolidate other debt or to fund other expenses. A cash-out refinance replaces your current mortgage for more than you currently owe, but you get the difference in cash to use as you need.

    There are opportunities for many homeowners to get a home equity loan, home equity line of credit or a cash-out refinance. But should you? And if so, how much?

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