Fha Loan Limits By County Texas NY FHA Mortgage Loan Limits by County -. – Learn what the FHA mortgage loan limits are for some popular capital district counties and if those limits have changed between 2013 and 2014, then give us a call to apply.

There are benefits to a VA loan or FHA loan that a buyer might not want to pass up just because they need to make some repairs. In fact, FHA and VA loans are two of the most popular mortgage programs among first time home buyers. If you are thinking about using one of these mortgage programs here is what the lender will need to approve the loan. There will be different document requirements for each loan type.

Both Federal Housing Administration (FHA) and Veteran Affairs mortgage loans are backed by the government and both are good alternatives to conventional loans for people with lower incomes. While the rules of handing out these types of loans are written by the government, it is still up to the individual lender to decide if you qualify, based on their own set of rules, which are usually stricter than the government’s guidelines.

When you apply for a home loan, you can apply for a government-backed loan – like a FHA or VA loan – or a conventional loan, which is not insured or guaranteed by the federal government. This means that, unlike federally insured loans, conventional loans carry no guarantees for the lender if you fail to repay the loan.

Qualify As First Time Home Buyer First Time Home Buyers' Program – British Columbia – The First Time Home Buyers’ Program reduces or eliminates the amount of property transfer tax you pay when you purchase your first home. If you qualify for the program, you may be eligible for either a full or partial exemption from the tax.. If one or more of the purchasers don’t qualify, only the percentage of interest that the first time home buyer(s) have in the property is eligible.

Our member's have diverse needs, so we offer flexible home loan options in addition to our standard mortgage loans: Jumbo Loans, FHA Loans, and VA Loans.

FHA loans come with two mortgage insurance charges – an upfront insurance premium similar to the VA Funding Fee and a yearly mortgage insurance premium based on the remaining loan balance. The upfront charge on FHA loans is a one-time expense that’s added to your loan balance.

Need a loan? An FHA, VA, or a USDA government loan may be the right choice for your mortgage or refinance. Learn more about these loans and apply today.

VA financing is designed to benefit veterans of the armed services, those currently in active duty or the reserves, and their spouses. In order to qualify for a VA loan veterans must be eligible as defined by the Department of Veterans Affairs. Veterans can qualify to put zero down on a loan up to $417,000.