In fact, cash will be accepted only as payment. do acid all the time; Bob­by refuses to believe that it could be any.

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Earnest Money – an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good-faith deposit) is a deposit towards the purchase of real estate or publicly tendered government contract made by a buyer or registered contractor to demonstrate that he/she is serious (earnest) about wanting to complete the purchase.

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What Is An 80 10 10 Mortgage 80/10/10 Loan (or 80/15/5) with 2nd Mortgage and no PMI For. – Such kind of loans are popularly known as 80/10/10 loans, where the first mortgage is 80 percent of the home value, second mortgage or HELOC is 10 percent and the rest 10 percent is the down payment by the borrower. What are the benefits of an 80/10/10 loan? PMI is required on all conventional loans with less than 20% down payment.

FHA Minimum Down Payment. Effective January 1, 2009, the minimum down payment required on an FHA loan is 3.5% of the purchase price. Any deposit (usually called earnest money) that you are required to give to your realtor at the time of an accepted purchase contract will count towards your 3.5% down payment.

But other parts of the offer can go a long way toward getting you into that home. “It’s going to be the same contract.” Make sure you put down a strong earnest money deposit as part of your offer..

Earnest money should count toward the down payment, but it may be wise to have a conversation with the lender to see if that money was considered applied toward closing costs instead. State law and lender standards may apply, and individual circumstances may also factor in.

Government Program For Upside Down Mortgages Some homeowners in these areas are finding their loans are upside-down, or have a mortgage that exceeds the value of the home.. These programs came about as part of the government’s "Making.

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– Although an earnest money deposit can go towards the closing costs of a home, it can also be credited towards a number of fees associated with home buying, such as the down payment or escrow fees.