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Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.
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Home Mortgage Rates Historical Mortgage Rates by Month – 1986 to 2016 HSH’s National Monthly Mortgage Statistics: 1986 to 2016 HSH’s Fixed-Rate Mortgage Indicator (FRMI) averages 30-year mortgages of all sizes, including conforming, expanded conforming, and jumbo.
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Mortgage Rates (2). Product***: 15 Year Fixed Conforming * Term: 15 Years Rate : 3.375% APR(1): 3.448% points: 0. Monthly Payments per $1,000: $7.09.
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Whether you're looking at 30-year mortgage rates or 15-year mortgage rates, we want you to be confident that you are making the best and most informed.
The 30-year fixed-rate mortgage (FRM) averaged 4.62 percent for the week ending Dec. 20, down from last week when it averaged 4.63 percent. The 15-year FRM this week averaged 4.07 percent, unchanged.
Over the past 48 years, interest rates on the 30-year fixed-rate mortgage have ranged from as high as 18.63% in 1981 to as low as 3.31% in 2012. Mortgage rates today remain at historical lows, with over 60% of mortgage holders paying rates between 3.00% and 4.90% as of 2015.